/* UM Advisory Home Platform Clean */

.umh-platform {
  --umh-blue: #0A2342;
  --umh-dark: #061A33;
  --umh-mid: #173A69;
  --umh-gold: #D6A84F;
  --umh-silver: #B8C0CC;
  --umh-text: #273142;
  --umh-muted: #536173;
  --umh-line: rgba(10,35,66,.10);
  background: linear-gradient(180deg, #F8FAFD 0%, #FFFFFF 36%, #F7FAFD 100%);
  color: var(--umh-text);
  overflow: hidden;
}

.umh-hero {
  padding: 74px 22px 58px;
  background:
    radial-gradient(circle at 82% 12%, rgba(184,192,204,.22), transparent 28%),
    linear-gradient(135deg, #061A33 0%, #0A2342 60%, #173A69 100%);
  color: #fff;
}

.umh-hero-grid {
  width: min(1180px, 100%);
  margin: 0 auto;
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(320px, .85fr);
  gap: 34px;
  align-items: center;
}

.umh-pill {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  min-height: 36px;
  padding: 0 15px;
  border-radius: 999px;
  border: 1px solid rgba(214,168,79,.72);
  background: rgba(214,168,79,.11);
  color: #F6D98F;
  font-size: 12px;
  font-weight: 900;
  letter-spacing: .10em;
  text-transform: uppercase;
  margin-bottom: 22px;
}

.umh-pill::before {
  content: "";
  width: 7px;
  height: 7px;
  border-radius: 99px;
  background: var(--umh-gold);
  box-shadow: 0 0 0 5px rgba(214,168,79,.16);
}

.umh-hero h1 {
  margin: 0 0 22px;
  color: #fff;
  font-size: clamp(42px, 5.8vw, 78px);
  line-height: 1;
  letter-spacing: -.055em;
  max-width: 850px;
}

.umh-hero p {
  margin: 0;
  color: rgba(234,241,248,.94);
  font-size: 18px;
  line-height: 1.75;
  max-width: 760px;
}

.umh-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 13px;
  margin-top: 32px;
}

.umh-btn-primary,
.umh-btn-secondary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 50px;
  padding: 0 22px;
  border-radius: 999px;
  font-weight: 900;
  text-decoration: none !important;
  transition: transform .2s ease, box-shadow .2s ease;
}

.umh-btn-primary {
  background: linear-gradient(135deg, var(--umh-blue), var(--umh-mid));
  color: #fff !important;
  box-shadow: 0 16px 34px rgba(6,26,51,.24);
}

.umh-hero .umh-btn-primary {
  background: linear-gradient(135deg, #D6A84F, #F1C76A);
  color: #061A33 !important;
}

.umh-btn-secondary {
  border: 1px solid rgba(10,35,66,.14);
  background: #fff;
  color: var(--umh-blue) !important;
}

.umh-hero .umh-btn-secondary {
  border-color: rgba(255,255,255,.30);
  background: rgba(255,255,255,.08);
  color: #fff !important;
}

.umh-btn-primary:hover,
.umh-btn-secondary:hover {
  transform: translateY(-2px);
}

.umh-hero-panel {
  background: rgba(255,255,255,.10);
  border: 1px solid rgba(255,255,255,.16);
  border-radius: 28px;
  padding: 30px;
  box-shadow: 0 28px 70px rgba(0,0,0,.16);
  backdrop-filter: blur(10px);
}

.umh-panel-logo {
  width: 74px;
  height: 74px;
  border-radius: 22px;
  display: grid;
  place-items: center;
  background: #fff;
  color: var(--umh-blue);
  font-size: 26px;
  font-weight: 950;
  letter-spacing: -.04em;
  margin-bottom: 22px;
}

.umh-hero-panel h2 {
  color: #fff;
  margin: 0 0 10px;
  font-size: 28px;
  line-height: 1.15;
}

.umh-hero-panel p {
  font-size: 15.5px;
  line-height: 1.65;
}

.umh-panel-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0,1fr));
  gap: 10px;
  margin-top: 24px;
}

.umh-panel-grid span {
  border: 1px solid rgba(255,255,255,.16);
  border-radius: 15px;
  padding: 13px 14px;
  color: #fff;
  font-weight: 800;
  background: rgba(255,255,255,.07);
}

.umh-values {
  width: min(1180px, calc(100% - 44px));
  margin: -28px auto 0;
  position: relative;
  z-index: 3;
  display: grid;
  grid-template-columns: repeat(4, minmax(0,1fr));
  background: #fff;
  border: 1px solid var(--umh-line);
  border-radius: 26px;
  box-shadow: 0 20px 56px rgba(6,26,51,.12);
  overflow: hidden;
}

.umh-values article {
  padding: 24px;
  border-right: 1px solid var(--umh-line);
}

.umh-values article:last-child {
  border-right: 0;
}

.umh-values strong {
  display: block;
  color: var(--umh-blue);
  font-size: 17px;
  margin-bottom: 7px;
}

.umh-values span {
  display: block;
  color: var(--umh-muted);
  font-size: 14px;
  line-height: 1.55;
}

.umh-section,
.umh-process {
  width: min(1180px, calc(100% - 44px));
  margin: 0 auto;
  padding: 76px 0 0;
}

.umh-section-head {
  text-align: center;
  max-width: 860px;
  margin: 0 auto 38px;
}

.umh-section-head span,
.umh-guided-copy span,
.umh-cta span {
  display: block;
  color: #B98727;
  font-size: 12px;
  font-weight: 950;
  letter-spacing: .12em;
  text-transform: uppercase;
  margin-bottom: 10px;
}

.umh-section-head h2,
.umh-guided-copy h2,
.umh-cta h2 {
  margin: 0;
  color: var(--umh-blue);
  font-size: clamp(30px, 4.5vw, 50px);
  line-height: 1.10;
  letter-spacing: -.04em;
}

.umh-section-head p,
.umh-guided-copy p,
.umh-cta p {
  margin: 16px auto 0;
  color: var(--umh-muted);
  font-size: 17px;
  line-height: 1.7;
}

.umh-service-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0,1fr));
  gap: 18px;
}

.umh-service-card {
  min-height: 245px;
  display: flex;
  flex-direction: column;
  padding: 24px;
  border-radius: 24px;
  border: 1px solid var(--umh-line);
  background: #fff;
  box-shadow: 0 16px 44px rgba(6,26,51,.07);
  text-decoration: none !important;
  color: inherit !important;
  transition: transform .22s ease, box-shadow .22s ease, border-color .22s ease;
}

.umh-service-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 28px 66px rgba(6,26,51,.12);
  border-color: rgba(10,35,66,.18);
}

.umh-service-index {
  color: var(--umh-gold);
  font-size: 13px;
  font-weight: 950;
  letter-spacing: .08em;
  margin-bottom: 18px;
}

.umh-service-card h3 {
  margin: 0 0 12px;
  color: var(--umh-blue);
  font-size: 21px;
  line-height: 1.18;
}

.umh-service-card p {
  margin: 0;
  color: var(--umh-muted);
  font-size: 14.8px;
  line-height: 1.62;
}

.umh-service-card strong {
  margin-top: auto;
  padding-top: 18px;
  color: var(--umh-blue);
  font-size: 14px;
}

.umh-service-card strong::after {
  content: " →";
  color: var(--umh-gold);
}

.umh-guided {
  width: min(1180px, calc(100% - 44px));
  margin: 72px auto 0;
  display: grid;
  grid-template-columns: .8fr 1.2fr;
  gap: 24px;
  align-items: stretch;
}

.umh-guided-copy,
.umh-result {
  background: linear-gradient(135deg, rgba(10,35,66,.045), rgba(184,192,204,.16));
  border: 1px solid var(--umh-line);
  border-radius: 26px;
  padding: 30px;
  box-shadow: 0 16px 44px rgba(6,26,51,.07);
}

.umh-path-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0,1fr));
  gap: 14px;
}

.umh-path-grid button {
  text-align: left;
  min-height: 82px;
  border: 1px solid var(--umh-line);
  background: #fff;
  color: var(--umh-blue);
  border-radius: 20px;
  padding: 18px;
  cursor: pointer;
  font-weight: 850;
  line-height: 1.35;
  box-shadow: 0 12px 32px rgba(6,26,51,.06);
}

.umh-path-grid button.is-active {
  border-color: rgba(10,35,66,.25);
  box-shadow: 0 18px 42px rgba(6,26,51,.10);
}

.umh-result {
  grid-column: 1 / -1;
  display: grid;
  gap: 7px;
}

.umh-result strong {
  color: var(--umh-blue);
  font-size: 20px;
}

.umh-result span {
  color: var(--umh-muted);
}

.umh-result a {
  margin-top: 8px;
  width: fit-content;
  color: var(--umh-blue);
  font-weight: 900;
  text-decoration: none;
}

.umh-process-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0,1fr));
  gap: 18px;
}

.umh-process-grid article {
  padding: 24px;
  border-radius: 24px;
  background: linear-gradient(135deg, var(--umh-dark), var(--umh-blue));
  color: #fff;
  box-shadow: 0 18px 48px rgba(6,26,51,.15);
}

.umh-process-grid strong {
  display: inline-grid;
  place-items: center;
  width: 38px;
  height: 38px;
  border-radius: 999px;
  background: rgba(214,168,79,.13);
  color: #F6D98F;
  border: 1px solid rgba(214,168,79,.32);
  margin-bottom: 18px;
}

.umh-process-grid h3 {
  margin: 0 0 10px;
  color: #fff;
}

.umh-process-grid p {
  margin: 0;
  color: rgba(234,241,248,.82);
  line-height: 1.6;
  font-size: 14.8px;
}

.umh-cta {
  width: min(1180px, calc(100% - 44px));
  margin: 72px auto 0;
  padding: 38px;
  border-radius: 30px;
  background: #fff;
  border: 1px solid var(--umh-line);
  box-shadow: 0 22px 58px rgba(6,26,51,.09);
  display: flex;
  justify-content: space-between;
  gap: 24px;
  align-items: center;
}

.umh-cta h2 {
  max-width: 680px;
}

.umh-cta p {
  max-width: 760px;
  margin-left: 0;
}

.umh-cta-actions {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  justify-content: flex-end;
}

@media (max-width: 1100px) {
  .umh-service-grid,
  .umh-process-grid {
    grid-template-columns: repeat(2, minmax(0,1fr));
  }

  .umh-values {
    grid-template-columns: repeat(2, minmax(0,1fr));
  }

  .umh-values article:nth-child(2) {
    border-right: 0;
  }
}

@media (max-width: 900px) {
  .umh-hero-grid,
  .umh-guided,
  .umh-cta {
    grid-template-columns: 1fr;
    display: grid;
  }

  .umh-cta-actions {
    justify-content: flex-start;
  }
}

@media (max-width: 640px) {
  .umh-hero {
    padding: 54px 16px 46px;
  }

  .umh-values,
  .umh-section,
  .umh-process,
  .umh-guided,
  .umh-cta {
    width: calc(100% - 28px);
  }

  .umh-values,
  .umh-service-grid,
  .umh-process-grid,
  .umh-path-grid {
    grid-template-columns: 1fr;
  }

  .umh-values article {
    border-right: 0;
    border-bottom: 1px solid var(--umh-line);
  }

  .umh-values article:last-child {
    border-bottom: 0;
  }

  .umh-actions,
  .umh-cta-actions {
    align-items: stretch;
  }

  .umh-btn-primary,
  .umh-btn-secondary {
    width: 100%;
  }
}