/* UM Advisory Service Platform */
.um-platform {
  --um-blue: #0A2342;
  --um-dark: #061A33;
  --um-mid: #173A69;
  --um-gold: #D6A84F;
  --um-silver: #B8C0CC;
  --um-text: #273142;
  --um-muted: #536173;
  max-width: 1180px;
  margin: 0 auto;
  padding: 54px 22px 78px;
  color: var(--um-text);
}

.um-platform-hero {
  position: relative;
  overflow: hidden;
  border-radius: 30px;
  padding: 58px 42px;
  background: linear-gradient(135deg, #061A33, #0A2342 62%, #173A69);
  color: #fff;
  box-shadow: 0 28px 70px rgba(6,26,51,.22);
  margin-bottom: 26px;
}

.um-platform-pill {
  display: inline-flex;
  align-items: center;
  min-height: 34px;
  padding: 0 14px;
  border-radius: 999px;
  border: 1px solid rgba(214,168,79,.72);
  background: rgba(214,168,79,.11);
  color: #F6D98F;
  font-size: 12px;
  font-weight: 900;
  letter-spacing: .08em;
  text-transform: uppercase;
  margin-bottom: 17px;
}

.um-platform-hero h1 {
  margin: 0 0 14px;
  color: #fff;
  font-size: clamp(38px, 5vw, 66px);
  line-height: 1.03;
  letter-spacing: -.04em;
}

.um-platform-hero p {
  max-width: 850px;
  margin: 0;
  color: #EAF1F8;
  font-size: 18px;
  line-height: 1.68;
}

.um-platform-success {
  display: grid;
  gap: 4px;
  padding: 18px 20px;
  border-radius: 18px;
  margin: 0 0 22px;
  border: 1px solid rgba(27, 135, 88, .22);
  background: rgba(27, 135, 88, .08);
  color: #145C3B;
}

.um-platform-overview {
  display: grid;
  grid-template-columns: repeat(3, minmax(0,1fr));
  gap: 16px;
  margin-bottom: 28px;
}

.um-platform-overview article {
  background: #fff;
  border: 1px solid rgba(10,35,66,.10);
  border-radius: 22px;
  padding: 22px;
  box-shadow: 0 16px 42px rgba(6,26,51,.07);
}

.um-platform-overview strong {
  display: block;
  color: var(--um-blue);
  font-size: 18px;
  margin-bottom: 7px;
}

.um-platform-overview span {
  display: block;
  color: var(--um-muted);
  font-size: 14.5px;
  line-height: 1.55;
}

.um-platform-wizard-wrap {
  background: #fff;
  border: 1px solid rgba(10,35,66,.10);
  border-radius: 28px;
  box-shadow: 0 22px 58px rgba(6,26,51,.09);
  overflow: hidden;
}

.um-platform-wizard-head {
  padding: 32px 34px;
  background: linear-gradient(135deg, rgba(10,35,66,.045), rgba(184,192,204,.16));
  border-bottom: 1px solid rgba(10,35,66,.08);
}

.um-platform-wizard-head span {
  color: #B98727;
  font-size: 12px;
  font-weight: 900;
  letter-spacing: .11em;
  text-transform: uppercase;
}

.um-platform-wizard-head h2 {
  margin: 8px 0 10px;
  color: var(--um-blue);
  font-size: clamp(27px, 4vw, 42px);
  line-height: 1.12;
  letter-spacing: -.03em;
}

.um-platform-wizard-head p {
  margin: 0;
  color: var(--um-muted);
  font-size: 16px;
  line-height: 1.62;
  max-width: 850px;
}

.um-platform-form {
  padding: 34px;
}

.um-platform-progress {
  display: flex;
  gap: 10px;
  margin-bottom: 26px;
}

.um-platform-progress span {
  width: 36px;
  height: 36px;
  border-radius: 999px;
  display: grid;
  place-items: center;
  background: #F2F5F8;
  color: var(--um-blue);
  font-weight: 900;
  border: 1px solid rgba(10,35,66,.10);
}

.um-platform-progress span.is-active {
  background: var(--um-blue);
  color: #fff;
}

.um-platform-step {
  display: none;
}

.um-platform-step.is-active {
  display: block;
}

.um-platform-step h3 {
  color: var(--um-blue);
  margin: 0 0 18px;
  font-size: 26px;
  letter-spacing: -.02em;
}

.um-step-note {
  color: var(--um-muted);
  margin: -8px 0 18px;
}

.um-platform-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0,1fr));
  gap: 18px;
}

.um-platform-grid .um-full {
  grid-column: 1 / -1;
}

.um-platform label {
  display: grid;
  gap: 8px;
  color: var(--um-blue);
  font-weight: 800;
  font-size: 14px;
}

.um-platform input,
.um-platform select,
.um-platform textarea {
  width: 100%;
  min-height: 48px;
  padding: 12px 14px;
  border: 1px solid rgba(10,35,66,.15);
  border-radius: 14px;
  background: #fff;
  color: #233042;
  font-size: 15px;
  font-weight: 500;
}

.um-platform textarea {
  resize: vertical;
}

.um-platform input:focus,
.um-platform select:focus,
.um-platform textarea:focus {
  outline: none;
  border-color: var(--um-blue);
  box-shadow: 0 0 0 4px rgba(10,35,66,.10);
}

.um-platform-checkgrid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0,1fr));
  gap: 14px;
}

.um-platform-checkgrid label {
  display: flex;
  align-items: center;
  gap: 10px;
  min-height: 56px;
  padding: 14px;
  border: 1px solid rgba(10,35,66,.12);
  border-radius: 16px;
  background: #F8FAFD;
  cursor: pointer;
}

.um-platform-checkgrid input {
  width: 18px;
  min-height: 18px;
  flex: 0 0 auto;
}

.um-platform-checkgrid span {
  color: var(--um-blue);
  font-weight: 800;
}

.um-privacy {
  display: flex !important;
  align-items: flex-start;
  gap: 10px !important;
  font-weight: 600 !important;
  color: var(--um-muted) !important;
}

.um-privacy input {
  width: 18px;
  min-height: 18px;
  margin-top: 2px;
}

.um-platform-actions {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  margin-top: 28px;
  padding-top: 24px;
  border-top: 1px solid rgba(10,35,66,.08);
}

.um-platform-actions button {
  min-height: 48px;
  padding: 0 22px;
  border-radius: 999px;
  cursor: pointer;
  font-weight: 900;
  border: 1px solid rgba(10,35,66,.15);
}

.um-platform-prev {
  background: #fff;
  color: var(--um-blue);
}

.um-platform-next,
.um-platform-submit {
  background: linear-gradient(135deg, var(--um-blue), var(--um-mid));
  color: #fff;
  border-color: transparent !important;
  box-shadow: 0 14px 30px rgba(10,35,66,.18);
}

.um-platform-submit {
  display: none;
}

.um-platform-form.is-final .um-platform-next {
  display: none;
}

.um-platform-form.is-final .um-platform-submit {
  display: inline-flex;
  align-items: center;
}

@media (max-width: 900px) {
  .um-platform-overview,
  .um-platform-grid,
  .um-platform-checkgrid {
    grid-template-columns: 1fr;
  }

  .um-platform-hero,
  .um-platform-form,
  .um-platform-wizard-head {
    padding: 28px 22px;
  }
}